I am so clever. Today we had our 401K meeting. This always stresses me out. I do not understand a thing about money, and honestly I am irresponsible and don’t really care. I listen at first and even get a little intrigued. Then once I become confused I give up on listening and start daydreaming.
Each time we have a 401K benefits meeting we end up making the poor consultant from the company who came to give the speech uncomfortable. About 3 of the top executives start giving us a lecture on how irresponsible all of us are for not investing. The lectures have nothing but good intentions, but end up being very “dad giving the kids a lecture on life lessons.” After that, they begin to diss her plan by saying there are not good enough fund options, if you choose the option she just spent 15 minutes explaining you are stupid, etc. The poor lady today just stood there all scared face and resorted to the reliable “oh yes mmm hmm” head nod.
First off, I am very aware of the fact that I am dumb for not investing. And after these meetings I feel even more stupid/ scared to death that I am never going to be able to retire and just die an old maid with too many shoes and no dream of ever living on an island whilst drinking margaritas in retirement land. HOWEVER, maybe I would invest if I actually had a salary that allowed me to without totally giving up my social life.
Basically, give me more money and less lectures and then maybe we’ll talk.
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